You're paying 21% while you wait for the Fed. 💳
Card rates near 21% — highest in three decades. Revolving balances above $1.3 trillion, a record. Federal Reserve, G.19.
Rate cuts are the headline. Your balance sheet is the story. 📊
Most coverage asks one question: when does the Fed cut? That's not the question that matters most if you're already carrying a balance.
One cut won't undo it. The old assumption — that cheap money returns on schedule — gets tested. Quietly, without a market event to mark it. No stock picks. No buy/sell calls.
In your inbox before the market opens. ☕
The household balance sheet reset faster than it will fall. The Invest Haven tracks how rates work their way into the money — and the debt — you already hold.
Built for steady hands, clear thinking, and long-term wealth.
Harold Winston
Thirty years helping individual investors navigate markets. Now reads markets for a living. Stay grounded while markets move fast.